Bookkeeping that stays current
Clear, reliable records and practical support for busy owner-managed businesses.
Proudly serving clients across British Columbia
Clear numbers.
Calmer days.
Accurate, dependable bookkeeping and tax support for individuals and growing businesses—with clear answers, thoughtful advice, and a team that truly understands your file.
✓ Personal attention✓ Plain-language advice✓ Over 15 years serving clients
“Your numbers should present a clear picture—not create more questions.”
— Paul J. Garay, Founder200+clients supported
A better accounting relationship
You don’t need more accounting jargon.
You need plain English.
Whether you run a café, a creative studio, a trade, a professional practice—or simply need help getting caught up on business or personal taxes—Cloud‑Nine brings order to your life and gives you the clear picture.
Real businesses. Real lives.
We understand the way small business actually works.
After a long day of serving customers, you do NOT want to be doing bookkeeping and payroll after dinner! Cloud-Nine brings calm, clarity, and a little breathing room.
See how we can help →
How we can help
Support that is there
to support you.
Tax returns without the jargon
Personal and corporate tax preparation explained in plain language, with no last-minute surprises.
Payroll & sales taxes
Payroll, GST/PST and remittances handled accurately so deadlines stop living in the back of your mind.
Practical advice.Personal service.
Meet Paul
Experienced enough to know the rules. Human enough to listen and understand what you need.
I’ve been helping individuals and small businesses make sense of their numbers since 2010. As a university continuing education instructor, I also know how to explain complex things clearly—without ever making you feel like you should already know the answer.
More about Paul →Who we work with
Small businesses•Self-employed professionals•Trades & contractors•Creative businesses•Hospitality & retail
Ready when you are
Let’s get the numbers
off your mind.
Tell us what’s going on—no judgment, no pressure. We’ll let you know how we can help.
Start a conversation ↗