About Cloud-Nine

Numbers are our job.
People are our focus.

I built Cloud-Nine around a simple idea: good accounting should leave you feeling clearer, more confident, and never talked down to.

Hello, I’m Paul

We work to simplify that part of your business that can feel anything but simple.

Since founding Cloud-Nine in 2010, I’ve worked with hundreds of individuals, entrepreneurs, and small business owners. My clients include professionals, contractors, creatives, retailers, hospitality businesses, and people who simply need a patient guide through a complicated tax situation.

I’m also a university continuing education instructor in bookkeeping, payroll, and QuickBooks Online. Teaching keeps me focused on what matters: breaking complex rules into clear, useful guidance that people can actually act on.

My approach is personal and practical. I learn how your business really works, respond honestly, and help you stay ahead of the next deadline—not just clean up the last one.

ClearPlain-language answers and transparent next steps.

ReliableDeadlines tracked and details handled carefully.

HumanNo judgment, no intimidation, and no corporate runaround.

Tell us what you need →

Meet Peter

A careful eye for the details.

As Cloud-Nine’s Accounting Assistant, Peter helps support the day-to-day work behind accurate, organized client files.

He works alongside Paul to help keep the accounting process responsive, dependable, and personal.

Email Peter →

“I want every client to leave a conversation feeling that the situation is manageable—and that they have someone in their corner.”

Paul J. Garay

Numbers are our job.People are our focus.

We work to simplify that part of your business that can feel anything but simple.

A careful eye for the details.

Kind words fromthe people we help.

Numbers are our job.
People are our focus.

Kind words from
the people we help.